Stress about moving in together between me (26F) and my boyfriend (26M) after 6 years - how would you handle this situation?

For context, I’m a 26 F and he’s a 26 M and we’ve been dating since the summer before junior year of college when we were 20 and 21, so about 6 years.

The first couple years of dating we were still in school/I was still in school and had to live at home to save money, but it was never an issue.

We’ve been strong for the entirety of our relationship, pretty easygoing with not a lot of issues, we’re supportive of each other and love each other. For the past 3 years he’s lived in an apartment in the city with his friends and I’ve lived about an hour outside of the city with my parents to save money while I started my own business. This basically has meant that for the last 3-4 years I’ve driven to stay with him most weekends, but he does come see me sometimes, it’s just tough because my house with my parents is small and I understand we don’t have as much space or privacy when he visits me vs me seeing him.

For the past 6 months or so I’ve really started pushing to live together. We always talked about it and figured it’d be the next step, but now that it’s getting real he’s getting scared. Financially we can both do it, and we’ll finally be able to really progress from just seeing each other on weekends and FaceTiming during the week.

Yesterday we had a long talk that ended in tears because neither of us wants this to end, but he says he’s scared because he doesn’t know why he’s not immediately jumping all over the idea. He says his hesitance is scaring him a little bit and he doesn’t know if it’s a bad sign that he just can’t commit to it right now.

This really hurts because it makes so much sense to me as the next step. I truly genuinely believe that it’s because we’ve just gotten too comfortable with the weekends only routine for years now, and the relationship itself has just fallen into that comfortable long-term routine. It’s our first real hurdle and I want so badly to work through it. The thought of ending things without even giving it a try literally breaks my heart, and I know it’s just because he’s scared that it won’t work because he’s afraid of change and growth.

Please help me figure this out. We’re both stable, we communicate, but we’ve gotten too comfortable and I want the next step. We’ve talked about it before and he always seemed down for it, but once it got real he got scared. I’m hurting because we didn’t come to a conclusion and he just needs to work things out with a little space because that’s how he is and how he processes things, but it’s hard for me to just standby and have no idea what’s going on in his head.

We didn’t end things, but also didn’t come up with any concrete plan about how to proceed other than that he needs to just really evaluate things. It’s too hard for me to just text and communicate like we always do this week like nothing is wrong, and I’m so sad that I called out of work today because I just can’t function. I asked him if we could just go no-contact this week or until he’s ready because it’s too confusing for me otherwise, and I just hope so badly that he realizes it’s not life binding contract but something that’s supposed to be fun, and also worth a try after 6 years.

When we’re together it’s amazing, so why not want that every day?

Please give me advice on what you would do in this situation and how you would proceed? Am I crazy for wanting things to progress?