What is your plan investment in 2025 ?

i’ve been researching for the past 3 days on best investments next year.

Here are my top 3 options

  1. s&p 500 feeder fund - php and usd.
  2. high interest TD + high interest digital banks
  3. real estate - I’m torn between buying a lot in a good location or low cost condo unit ready for rental. this is thru equity and mortgage. > lot - plan to construct a house in the future and flip it . > condo - given the opportunity now that there might be low cost condo in secondary market due to oversupply.

I have limited knowledge in s&p 500 investment. do you thinks its better to invest in usd now even if rate is higher ? what do you think are the pros and cons ?

how about you, what are your investment plans next year?