Help! How to deal with a speeding ticket?

Hello all!

I am a 24 yo and I unfortunately got a speeding ticket in Allen County, TX going East on W McDermott Dr. The ticket states that I was going 60 in a 45 zone.

My question is should I, - request a court hearing with the judge or, - plead 'Guilty' or 'No Contest' and do a defensive driving course or, - go for a deferred disposition?

What do you think would be the best course of action here? This is my first ticket in TX (hopefully my last as well). I am less concerned about the ticket price and more concerned about insurance rate increasing. I am already paying high for insurance because I got a speeding ticket last year in VA and had to pay it off because I had a lack of options. I don't have a habit of speeding or driving recklessly, this was a mistake!

How can I get the ticket dismissed or at least get no points on my record to prevent my insurance from going up? Appreciate the help!

Thank you!