Do I Understand Character Creation?

Do I understand the 2024 character creation rules?

I rolled my stats: 17 - 10 - 14 - 16 - 8 - 16

I now pick my species/race and my origin/background- the latter of which determines my skills, where I can fill in another 3 points, and get me a feat.

So if I choose Bard, Elf, Charlatan I can choose: 1. Any 3 skills (Bard) 2. High, Drow, or Wood Elf- which nets me some cantrips and the typical Elf kit- no stats or skills 3. Deception, Sleight of Hand skills - Skilled feat allowing three more skills And I can distribute those 3 points between Dex, Con, and Charisma because Charlatan says so- but only 2 points at max to one stat

Have I got this right?

Additional question- assuming I do have that right: If I chose Human- I could pick any additional origin feat alongside the one I already have? So it's possible to pack double Magic Initiate level 1?