VGLI is it worth getting?

I got VGLI, and I just recently started.

For some reason, it's weird that I think that I made the wrong decision choosing to pay for VGLI.

I want you guys opinion on whether to keep it? Are there alternatives? Should I just save my money personally on my bank? Fyi I am 29 years old and in the 35$ bracket, but seeing it, it increases every 5 years.

I just want like reasons from you guys experience and perspective.