This or the $100 credit?

Been eyeing this since they posted them... and with my purpurchase yesterday I've got the points when they release this rewards set. My problem tho..is that I also REALLY want the rose&blush shade Danessa Myricks pallete and it's under $100 so the credit would be 10/10 useful and I can always buy an ol faithful lip gloss with the remaining credit value.

So what would yall do? And really for anyone that's tried these glosses before what's your opinion on texture, quality, coverage, and does it have an overpowering scent?