Is the bloatware of Windows 11 that bad?

I'm gonna do a fresh OS install in the coming days and I'm leaning towards either W11 or Bazzite. If I go Windows, either Home or LTSC, not sure. I've heard a lot of complaints about the Bloatware of Windows 11 but from cursory Google searches, it seems it's possible to debloat most of it atleast.

But is it necessary? Does it really affect a mid range build that heavily?