Should I still pay the full amount?
On 19th Oct my HDFC card statement generated and the total amount due is Rs. 23359 and minimum due is Rs. 1170 with due date of 8th Nov.
Because of a cancelled flight transaction (originally made in September) I got around 87000 Rs. refunded on Oct 20th so my total outstanding is now negative.
But the upcoming payment in MyCards app shows 23359. What should I do now without impacting my credit score? Can I ignore it or should I just pay the minimum amount? Thanks!
On 19th Oct my HDFC card statement generated and the total amount due is Rs. 23359 and minimum due is Rs. 1170 with due date of 8th Nov.
Because of a cancelled flight transaction (originally made in September) I got around 87000 Rs. refunded on Oct 20th so my total outstanding is now negative.
But the upcoming payment in MyCards app shows 23359. What should I do now without impacting my credit score? Can I ignore it or should I just pay the minimum amount? Thanks!